Views - Primary on Main - Seller Financing
Address
1121 S 23rd St, Temple, TX
Price
$ 199,640
Property Attributes
- MLS#7162261
- TypeSingle Family
- Listing Status Active
- CountyBELL
- CityTemple
- AreaBT
- NeighborhoodTal-Coe Place
- Zip76504
- StyleSingle Family Residence
- Year Built1940
- Taxes$ 3489
- Price$ 199,640
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1288
- Lot Size0.2448 Acres
Data Source:
Austin Board of REALTORS® (ABOR) as distributed by MLS GRID
Property Description
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.
| Elementary School | Middle School | High School |
|---|---|---|
| Scott Elementary School | Travis Middle School | Temple High School |
| Price History | |
|---|---|
| 9/22/2026 | Listed $199,640 |
General Features
| Living Area | 1288 |
|---|---|
| Sewer | Public Sewer |
| Heating | Electric |
| Cooling | Electric |
| Utilities | Electricity Connected,Natural Gas Available,Water Connected |
| Roof | Asphalt |
| Appliances | Refrigerator |
| Garage Spaces | 4 |
| Patio/Porch Features | Covered,Front Porch,Patio |
| Pool Features | None |
| Construction Materials | Vinyl Siding |
| Year Built | 1940 |
| View | Neighborhood,Trees/Woods |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | None |
| Community Features | None |
| Accessibility | Hand Rails |
| County | Bell |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Energy Efficient | None |
| Subdivision Name | Tal-Coe Place |
| Facing Direction | East |
| Green Sustainability | None |
| Other Structures | Storage |
| Full Baths | 2 |
| Status | Active |
| Directions | A mile from I-35,pretty close to Scott & White Hospital. |
| High School | Temple |
| City | Temple |
| Disclosures | Lead Base Paint Addendum,Owner/Agent,Seller Provided Survey Available |
| MLS Area | BT |
| Lot Size Square Feet | 10663.49 |
| Elementary School | Scott |
| Tax Annual Amount | 3731.41 |
| Middle/Junior High School | Travis |
| Property Condition | Updated/Remodeled |
| Additional Parcels Y/N | No |
| Standard Status | Active |
| Year Built Source | Public Records |
| Tax Assessed Value | 156278 |
Interior Features
| Interior Amenities | Ceiling Fan(s),Multiple Dining Areas,Primary Bedroom on Main,Storage |
|---|---|
| Flooring | Carpet,Vinyl |
| Fireplace Features | None |
| Window Features | Double Pane Windows |
| Total Bedrooms | 3 |
| Main Level Bedrooms | 3 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | None |
|---|---|
| Fencing | Fenced |
| Parking Features | Additional Parking |
| Lot Features | Back Yard,Corner Lot,Few Trees,Front Yard |
| Water Source | Public |
| Total Parking | 4 |
| Foundation Details | Pillar/Post/Pier |
| Lot Size Acres | 0.2448 |
| Waterfront Y/N | No |
| Covered Spaces | 4 |
| Horse Y/N | No |
| Horse Amenities | None |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 76504
Price
Taxes
Year Built
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